N.F.G.. #2 Federal Credit Union 1303 Pennsylvania Avenue, West Warren, PA 16365 Toll Free 1-800-242-3146 Local # (814) 723-7510   ________________________________________________________      Important Information About Procedures For                        Opening A New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

Home Equity Loan Rates now as low as 4.0% 60 months or less ... 4.0% apr +60 to 96 months ... 5.0% apr +96 to 144 max ... 5.5% apr                                apr = Annual Percentage Rate Hours: Monday thru Wednesday 8:00AM to  4:30 PM Thursday 10:00 AM to 4:30 PM Friday 8:00 AM to 6:00 PM Automated 24Hr. Voice Response System 1-800-268-0397 or 723-3510