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Competitive Savings Dividend Rates
APY - Annual Percentage Yield is offered at time of opening of account.
Listed rates can change due to market conditions.
Substantial penalty for early withdrawal.
RATES QUOTED ARE FOR THE QUARTER ENDING SEPTEMBER 30, 2011
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Share Saving *
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Shares .25%
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.25% APY
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* Minimum balance of $25 to open. Fees could reduce the earnings on this account.
* Minimum balance of $25 must be maintained to earn APY.
(Click here to access our savings calculators)
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Insured Money Market
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$1,500.00 < $25,000.00
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Shares .50%
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.50% APY
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$25,000.00 < $50,000.00
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Shares .50%
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.50% APY
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$50,000.00 and over
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Shares .50%
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.50% APY
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I.R.A. Accumulator
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Shares .50%
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.50% APY
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| Christmas Clubs (2011) |
Shares .50%
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.50% APY
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Make your money work for you!
C/U Share and IRA Certificates
Substantial penalty for early withdrawal.
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6 Month Share Certificate
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Dividend Rate . . . . . .75% |
.75% APY |
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1 Yr. Share Certificate
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Dividend Rate . . . . . .75%
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.75% APY
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18 Month Share Certificate
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Dividend Rate . . . . . 1.00%
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1.00% APY
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2 Yr. Share Certificate
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Dividend Rate . . . . . 1.25%
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1.26% APY
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3 Yr.Share Certificate
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Dividend Rate . . . . . 1.25%
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1.26% APY
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4 Yr. Share Certificate
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Dividend Rate . . . . . 1.25%
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1.26% APY
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| 5 Yr. Share Certificate |
Dividend Rate . . . . . 1.25%
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1.26% APY
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NFG#2 Variable Share Cert IRA
(no term)
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Dividend Rate . . . . . .50%
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.50% APY
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THESE ARE GOVERNMENT INSURED INVESTMENTS
NO RISK - GREAT RATES - CALL TODAY FOR DETAILS
Cert. Penalties apply to IRA's - Except for over 59 1/2 years of age.
(Click here to access our IRA calculators)
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Income Share Certificate
(Income Share Certificate pay dividends monthly - posted to share accounts)
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6 Month Share Certificate
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.75% APY |
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1 Yr. Share Certificate
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.75% APY
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18 Month Share Certificate
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1.00% APY
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2 Yr. Share Certificate
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1.25% APY
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3 Yr. Share Certificate
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1.25% APY
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4 Yr. Share Certificate
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1.25% APY
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| 5 Yr. Share Certificate |
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1.25% APY
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(Click here to access our Share Certificate calculators)
APY - Annual Percentage Yield (Actual Earnings)
Above rates are subject to change due to market conditions without prior notice.
All Share Certificates subject to early withdrawal penalty.
AVAILABILITY LIMITED!!!!
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NFG#2 Auto Loans - What a Deal!
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New Vehicle 2010 - 2011
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Up to 36 Months
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3.99% APR
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over 36 months to 60 months
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4.99% APR
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| (15% down payment required) |
over 60 months to 84 months max
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6.50% APR
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Used Vehicle 2009 or older
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Up to 36 months
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5.00% APR
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over 36 months to 54 months
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6.00% APR
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| (10% down payment required) |
over 54 months to 66 months max
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7.50% APR
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(Click here to go access our loan calculators)
Offer good for limited time. Rates can change due to market conditions.
(APR-Annual Percentage Yield)
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More Great Loan Rates!
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2nd. Mortgages and Home Equity
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Up to 60 months
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4.00% APR
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| (80% loan to value) |
Over 60 Months to 96 Months |
5.00% APR
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Over 96 Months to 144 Months Max |
5.50% APR
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Quick Equity (min. $7,000 max. $10,000) (max. 7 yr. term)
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8.00% APR
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| Motor Homes, Camper Trailers |
48 Months or less |
5.50% APR
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| (10% Down Payment Required) |
Over 48 Months to 96 Months Max. |
7.00% APR
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| Boat Loans |
48 Months or less |
7.50% APR
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| (20% Down Payment Required) |
Over 48 Months to 84 Months Max. |
8.50% APR
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| Other Recreational vehicles |
Up to 60 Months |
10.00% APR
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| Signature Loan |
Up to 48 Months |
13.50% APR
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Computer Loan
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Up to 36 months ($3,500 Max)
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7.00% APR
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Share or Cert. Secured Loans
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Cert. Rate + 2% Share Rate + 3%
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NFG#2 VISA - (no annual fee)
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9.99% APR
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(Click here to access our loan calculators)
All Rates are subject to Change Due to Market Conditions
Call C.U. for Current Rates.
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