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Credit card disclosure


Tabular disclosure
Annual percentage rate (APR) for purchases VISA classic 9.99%
Other APR's Cash advance APR 9.99%
Grade period for purchases 25 days
Method of computing the Balance of Purchases Average daily balance (including new purchases)
Annual fee none
Minimum finance charge none
Transaction fee for purchases none
Late payment fee $15.00
Over the credit limit fee $25.00

The information about the costs of the card described in this application is accurate as of 03/05. This information may have changed after that date. To find out what may have changed, please contact us.

Notice of intent to opt out

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External links disclosure


Links from our website are provided for your convenience only. These linked sites are not operated by NFG #2 Federal Credit Union. NFG #2 Federal Credit Union is not responsible for the content or availability of linked sites.

Please be advised that NFG #2 Federal Credit Union does not represent either the third party or you, the members, if you enter into transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

Internet gambling


REQUIRED DISCLOSURE REGARDING REGULATION GG: UNLAWFUL INTERNET GAMBLING ENFORCEMENT ACT NOTIFICATION

Pursuant to Federal Regulation GG, financial institutions are required to provide notification to all business members to ensure compliance with the Unlawful Internet Enforcement Act. This is a general notification to all NFG #2 Federal Credit Union members.

Regulation GG prohibits restricted transactions from being processed through any NFG #2 Federal Credit Union account or relationship. A restricted transaction generally includes, but is not limited to: any transaction or transmittal of funds knowingly accepted by gambling businesses in connection with anyone participating in unlawful internet gambling.