Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was. NFG#2 has grown to over five thousand members. Our Credit Union serves a wide demographic area with membership mostly concentrated in the tri-state area including Pennsylvania, New York and Ohio. NFG#2 is a Federal Credit Union and as such it is insured and regulated by the National Credit Union Administration.
Membership with NFG #2 FCU is open to a variety of occupational groups within the tri-state area. Once a group is accepted for membership, their employees are eligible to join, and in turn the family members...either through blood, marriage, or adoption...can also join.
Set apart from the rest
You have several options when it comes to choosing a financial service provider, but make sure you consider a membership with NFG #2 FCU. Credit Union membership is a unique experience. Unlike other financial institutions, whose primary goal is to maximize THEIR PROFITS for a select group of stockholders; Credit Unions are owned and run MEMBERS. Everyone shares an equal voice. NFG #2 FCU is here to serve YOU. Let us! Our "profits" are given to YOU, our member, through dividend rates, lower loan rates, and no or low cost helpful services.
Once a member, always a member
Changing jobs or retiring? You do not have to leave our membership - you're good for life! You can be sure that we will be here to serve your financial needs, wherever you go.
How do I join NFG #2 FCU?
If you are currently within our field of membership and would like to start enjoying the unique benefits of membership, complete our brief membership application and submit along with an opening balance of $25.00. Click here to download an application, or stop by our office. You can also call us during business hours at (814) 723-7510 or (800) 242-3146.
Can my business join NFG #2 FCU?
Yes! Times are changing; many of the benefits you were able to provide your employees before have either been greatly modified or eliminated. Wouldn't it be nice to offer an employee focused Credit Union membership with your employee benefit package? If your business does not currently offer Credit Union service to it's employees and would like to join; just complete our short SEG (Selected Employee Group) application. Curious to see what other organizations are part of our SEG program? Click here! Once your group is approved by both our Board of Directors and our Federal Regulator (NCUA) your employees may begin to join NFG #2 FCU.
The Warren Area
The land for the Warren community was deeded to the Commonwealth of Pennsylvania in 1785 by the Seneca Indians at the treaty of Fort Stanwix.
Warren was named after General Joseph Warren, a hero in America's War of Independence. Located about 150 north of Pittsburgh, PA; the Warren area is rich in natural resources. Located in the heart of what is now the Allegheny National Forest, lumbering was one of the first industries established in Warren. Cut lumber was bound into rafts and floated down the Allegheny River to areas like Pittsburgh, Cincinnati, and at far south as New Orleans.
When oil was discovered by Edwin L. Drake in Titusville, PA (about 40 miles from Warren city), a boom in the areas population happened. To support the growing oil industry, companies such as Fairchild & Betts Founders and Machinists (1901 - now called Betts Machine Company), United Refining Company (1902), The New Process Company (1910 - now called Blair Industries), National Forge Company (1915), and National Fuel Gas Company (1902).
Today, visitors to Warren thrive on the recreational interests of the area. The Allegheny National Forest serves the community with hiking and camping, fishing and water activities, as well as winter skiing and snow mobiling. Situated between the Kinzua and Tionesta dams, these reservoirs offer both flood control and great fishing and recreational opportunities (the Pennsylvania State Fishing Tournament is held every year in Tidioute, PA ... just south of Warren.)
Throughout the summer and into the fall Warren's communities host various events, from celebrations honoring the areas traditions, to local parades.
|Board of Directors|
|Jerry Bost||Vice President|
|Arthur R. Gren Distributing||Jamestown,NY|
|Blair Corp.||Warren, PA|
|Borough of Sugar Creek, PA||Sugar Creek, PA|
|Cambridge Warren LLC||Warren, PA|
|Carter Orthopedics, Ltd.||Titusville, PA|
|City of Franklin, PA||Franklin, PA|
|Cranberry Education Assoc.||Cranberry, PA|
|C.M.S. Inc.||Sheffield, PA|
|Deluxe Metal Products Company||Warren, PA|
|Grace United Methodist Churc||Warren, PA|
|Integrated Resource Info. Systems||Warren, PA|
|John Anderson Construction||Warren, PA|
|Kane Knights of Columbus, Council #715||Kane, PA|
|Kenneth O. Roberts Allstate Insurance Agency||Youngsville, PA|
|Lorangers Mfg.||Warren, PA|
|National Printing & Accounting||Warren, PA|
|National Fuel Gas||PA & NY various|
|Petrex, Inc.||Warren, PA|
|Pellegrino Food Products Co. Inc||Warren, PA|
|Southern Tier Building Trades||Jamestown, NY|
|Struthers Independent Hose Company #1||Warren, PA|
|St. Francis of Assisi Episcopal Church||Youngsville, PA|
|Superior Tire & Rubber Co.||Warren, PA|
|Targeted Pet Treats, LLC||Warren, PA|
|Titusville Hospital||Titusville, PA|
|The Safe Place||Warren, PA|
|Tidioute Community Charter School||Tidioute, PA|
|Torpedo Wire & Strip||Pittsfield, PA|
|Tru-Gas Inc.||Clarendon, PA|
|Warren Ceder Park Inc||Warren, PA|
|Warren County Chamber of Business and Industry||Warren, PA|
|Warren County Federal Employees||Warren, PA|
|Warren General Hospital||Warren, PA|
|Warren Pediatric Assoc.||Warren, PA|
|Warren Times Observer Newspaper||Warren, PA|
|Warren State Hospital Employees||Warren, PA|
|Wills Builders||Warren, PA|
|Y-Bar-U Saddle Club||Scandia, PA|
|Youngsville Strength and Conditioning Club||Youngsville, PA|
What's a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
Who owns a Credit Union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
How did Credit Unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.
What is the purpose of a Credit Union
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.
Are savings deposits insured?
Yes. All savings accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government.
Who can join a Credit Union?
A credit union exists to serve a specific group of people, such as a group of employees or the members of a professional or religious group. This is called a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group.